Stricter conditions for non-bank loans on hand
The new Consumer Credit Act focuses on non-bank cash hand loans. Non-bank companies are now subject to CNB supervision and are expected to decline significantly.
Although a loan on hand may seem more flexible, it brings a number of risks. Highlights include high interest rates and APR. The cost of a cash loan is increased by bringing it to your home as a creditor representative. It is necessary to find out the references of the chosen company – to ask the acquaintances, to read the internet discussions and only then decide whether the loan conditions are right for you.
On the other hand, you do not have to worry about a significant risk in bank loans, but a thorough review of the terms and conditions is also necessary.
You will receive up to CZK 20,000 immediately from Bankate Bank
You can borrow from 500 CZK to 20 000 CZK at Bankate Bank. You don’t need a guarantor or a pledge, you can do without larger paperwork. All you need is your basic personal and contact information to exclude people under the age of 19 and clients who already have a Bankate loan. All others up to the age of 85 are offered a quick loan sent immediately to the account.
How time went with Finnish Bankate loans
Bankate became famous for the non-bank loan immediately with which it entered the Czech Republic in 2005. From the beginning, the denomination of the Finnish loan – based on the country of origin of the company – immediately came to the account for these non-bank loans.
Today, Bankate is a bank and provides a full range of modern loans: Bankate Micro, Overdraft Bankate Credit, and Bankate Plus for those who come to the online bank repeatedly. Certified clients will already receive loans of up to CZK 15,000 without proof of income.
Currently, Bankate Credit’s flexible loan has been the most popular because it is available to clients just as quickly as a former non-bank loan.
Its easy handling is confirmed by Mr. Daniel: “Bankate Credit is the best repetitive loan. The bank does not really require you to visit the branch or scan documents. Based on your online request, your money will go to your account immediately. “
Financial reserve immediately on account without interest – get up to 80 000 CZK
In addition, the first Bankate Credit Loan is free for you ! You can borrow up to CZK 80,000 free of charge and with zero interest (up to 30 days).
Bankate Credit installment loan suits households in a number of situations. Typically in sudden housing-related expenses (rent, energy surcharge, renovation…), traffic, school attendance, health care, or business. However, Bankate Credit’s flexible loan is also widely used for action prices for goods or services. And if you do not currently use your Bankate Credit Account, you do not pay any fees. This modern quick loan gives you the freedom to repay – you can pay it at any time, or choose a monthly repayment (at least 12.5% of your current debt).
Mr and Mrs N. from Olomouc Bankate Credit helped with the reconstruction of the flat. The first month they had a CZK 5,000 transfer to their current account, another CZK 7500 and a third even CZK 30,000 for a new floating floor. They described: “All loans were short-term – we paid them off after the payouts, so the fees remained low. And because we bought the material at the event, it also paid off with the borrowing costs. “
Black Friday favors the prices of goods and financial services
Most recently, the popular Black Friday – Black Friday is popular, which often brings huge discounts, especially on electronics. Loan providers are not lagging behind, and in this period they are extending the interest-free period of first loans to double. Thanks to that, Ms. Mirka’s family bought a very cheap TV, Mr. Vlastimil vysavač, Mrs. Blanka a new mobile phone, and we could continue with this long list. What’s more, both buying goods and borrowing today will make you online, so you can avoid shoppers and lengthy bank meetings.
“I am satisfied with Bankate services. For the unbelievers there is the first free loan, thanks to which you can try out the bank’s services, ” said Mr. Tomáš in the review. It remains to be said that you can do this directly from this website.